Bike Insurance

[gregbalden]

Hello,

 

I was wondering if it is possible to get bike insurance, so that in the event of a crash or it geting stolen from my garden that it would be protected?

 

 

cya

Greg

 

any information is greatly appreciated.

[Darryl Gunson]

Hi Greg

 

your bike may be included in the household contents insurance. Or you may have to include it as a named item - depends on your policy. Most policies will also allow claims for accidental damage as well.

 

So, check your household insurance first.

 

Cheers

 

DG

[Jannza]

cycle guard advertise alot, they have different levels of cover and you choose the value of bike(s).

[simon simpson]

ctc members used to get access to a decent policy but it was 10% per year

 

ss

[Lesley Scally]

Hello,

 

Same comments as Darryl, check your house insurance. My experiece is many companies policies only cover bikes up to the value of around £500 so if your bike is more than this (which for most of us it is) you usually have to specify it as a separate item. I've found Esure to be the most reasonable price wise and generally their service is good. Donald and I have both our bikes and carbon wheels specified and covered on our Esure home insurance for theft and accidental damage. Well worth it as I recently had to make a claim after damaging carbon zipp wheels on the Dunoon pier and just got a brand new replacement pair.

 

Cheers,

Lesley